Old habits die hard. Did you sacrifice and save to get to retirement only to find you remain frugal, reluctant, or fearful to spend more freely in a new phase
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After three years of above-average COLA adjustments to Social Security, it is no surprise that we are moving back towards our two decades average of about 2.5%
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Demand for senior living communities is growing due to an aging population, longer life expectancies, and increased awareness of the benefits of community
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In its simplest form, financial success stems from having adequate income to cover expenses. The trouble is that even if income exceeds expenses now, that doesn
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The Social Security Administration announced recently that they are making changes to the way “customers” access Social Security’s online services, including
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Most people build their wealth inside tax-deferred retirement accounts. Deferring taxes sounds great – but at a certain age, the IRS comes calling and you can’t
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As the last of the baby boomers reach retirement age they continue to be faced with significant decisions, some of which are irrevocable. One such decision
Stepping into retirement comes with a host of challenges! Beyond all the financial STUFF that needs to be well-planned out, there’s the daunting task of
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Our clients going through different phases of planning requiring different advisor focuses over time. There are times when we need to help “fix” problems and
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When I think about financial planning and retirement income needs, I think stocks, bonds, Social Security, and pensions. The reality is, there’s often much more
The question of when to begin Social Security is often a tricky one posed to us by clients who aren’t quite sure what is best for them. Some are certain they
People work hard to save for retirement. Then they retire and – the balancing act begins. Do they value preserving assets throughout retirement? If so, they
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